🧰 Top 3 Free Tools to Track Your Spending as a Teenager Tracking your expenses is the first step to becoming smart with money — even as a teenager. These 3 free tools make it super easy to see where your money goes and help you build strong financial habits early. 1. Google Sheets (Free Budget Template) A simple and flexible tool you can customize to track your daily, weekly, or monthly spending. Why it’s great: 100% free Works on phone or laptop Can be customized easily Charts and formulas show how much you save/spend 👉 Tip: Search for “Free Google Sheets Budget Template” or create your own in minutes. 2. Walnut (India Only): Now Known As Axio Walnut is a personal finance app that automatically tracks your expenses by reading your SMS transaction alerts. Why it’s great: Tracks spending without manual entry Automatically categorizes expenses Works with UPI, debit cards, wallets, etc. Sends monthly spending reports 👉 Tip: Use Walnut if you spend mostly thro...
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